Joseph Williams

Joseph has 20 years experience serving individual investors in Plano Texas.  He holds the following FINRA securities registrations with LPL Financial:  General Securities Principal (Series 24), Registered Representative (Series 7 & 63), and is licensed for securities in Texas, Colorado, Minnesota, and Washington.  He is a licensed Life insurance agent in Texas.

Experience Matters

Joseph has helped many people retire over the years and has had the opportunity to see what works on paper and what works in reality.   He recognizes there are no "do-overs" when it comes to retirement.  Financial stability depends on a workable strategy properly implemented, and consistently reviewed with decisive action taken when necessary.  His focus is on service first, which he describes as a very simple formula - seek to understand what a person needs and serve that need.  The formula sounds simple, but implementation can be complex... it is dependent on properly understanding a persons goals and needs which requires good communications skills.  Joseph is an effective listener.  He has designed resources for recognizing, documenting, and tracking goals created and established by his clients.  Everyone is unique, and he has learned over the years the skill of making the complex simple by seeking first to understand... then to be understood.  Please ask him about the three ring binders he creates for his clients to help them stay organized and on track with their financial goals.

Serving Needs - Adding Value

Joseph recognizes that in addition to good communication skills which one uses to identify a need, one must have understanding and competence to serve that need once it is discovered.  In a dynamic, ever evolving industry, information can become quickly stale... He has been noted to say: "In this industry one is either moving forward, or they are moving backward.  There is no middle ground."  He has strategies for consistently keeping fresh his understanding of the markets, industry trends, government regulation, policy changes, and investment products.  With the largest independent broker dealer in the "nation*" providing world class ongoing support to his firm, Joseph and his associates have access to industry leading continuing education, day to day research, and market tracking.  Joseph recognizes that two heads are better than one.  He attempts to have one scheduled 1.5 hour meeting a week with industry experts across various product disciplines, and collaborates regularly with other peers.  In addition, he has gained from having many relationships with smart well informed clients for more than 20 years which he describes as one his most valuable business assets.

"*As reported in Financial Planning Magazine, 1996-2015, based on total revenue."

Education and Community Activities

Joseph holds a Bachelor of Arts in Economics and Finance from The University of Texas at Dallas, he worked as a sales assistant at Paine Webber.  In 1996, he began his career as a registered representative with Edward Jones Investments, he started his own practice in 2005 and became an LPL Registered Principal, he is a veteran of the United States Navy, a cancer survivor, served on many local committees and boards including Country Place HOA, ordained as a deacon at Hunters Glen Baptist Church, and founded Word Anchor as a non-profit discipleship program for men.

Personal Interests

Joseph has been married for 25 years as of March 2, 2016, and he has an eight year old daughter who attends school in Plano.  He is involved in the community and enjoys singing in choir, playing golf, Bible studies with lunch and friends, playing board games, and listening to live music at small local venues especially when family is on stage.  But what he likes most, and what takes most of his time when not at work is simply spending time at home with his lovely wife and daughter.